Minneapolis , Minnesota Bankruptcy Attorneys
Make sure to choose the Minneapolis bankruptcy attorney who is best for your case
You can be sure that our Minneapolis bankruptcy attorney has the experience you need in personal financial law. To be a Jacoby Meyers Bankruptcy Law sponsoring Minneapolis bankruptcy attorney you need to be a seasoned lawyer who understands the local rules, the Trustees' preferences, the local judges' rulings, and how to work with the local creditor attorneys.
Your Jacoby Meyers Bankruptcy Law sponsoring Minneapolis bankruptcy attorney has the credentials to meet your needs.
A Minneapolis bankruptcy attorney on our team also has a record of success that has earned the respect of his colleagues. Since the work done by your Minneapolis bankruptcy attorney will have an impact on your financial life for years, it pays to choose a Minnesota bankruptcy attorney with a record of successful bankruptcy filings.
Here are other things to consider when looking for legal help
Reasonable fees. Jacoby Meyers Bankruptcy Law Minnesota bankruptcy attorneys will work with you to establish a fair fee and provide you with a flexible payment plan. Like a good accountant, a good bankruptcy attorney can save you much more than you have to pay in fees. With good exemption planning, careful analysis of any transfer issues, and experienced advice on how to handle different kinds of debts both before and after filing, we can save you a significant amount of money.
Attorney-client relationship. The foundation of effective legal representation is an lawyer-client relationship built on trust and respect. It is important that you feel comfortable with the lawyer you choose because he will guide you through a very difficult period in your life. However, do not be blinded by former allegiances. The general practice lawyer down the street might be a great person, might have worked with you in the past, and might quote you a really good price, but that doesn't make him or her the best choice.
Free Consultation. At Jacoby Meyers Bankruptcy Law, we place our clients' needs first and provide a free consultation. If a lawyer insists on a consultation fee, look for another lawyer. An experienced lawyer would not need to charge you one if they are looking out for your best interest.
Willingness to answer questions. The lawyers and support staff at Jacoby Meyers Bankruptcy Law are always receptive to your questions. We realize that you must understand the bankruptcy process before you decide to hire an attorney. Even if you are not sure on whether bankruptcy is right for you, Jacoby Meyers Bankruptcy Law can help you by suggesting solutions, whether it be bankruptcy or another route.
Credit Restoration. Make sure that you choose a lawyer who will help you rebuild your financial life. With Jacoby Meyers Bankruptcy Law, you will have the resources to help you dispute credit report errors and provide a list of friendly lenders. We believe that good lawyers provide their clients with the tools necessary to rebuild their financial life.
Jacoby Meyers Bankruptcy Law is far more than just a debt consolidation law firm. We are in the business of really helping our clients, before, during and after. We believe that all of our clients deserve a fresh start.
Turn to experienced Minneapolis bankruptcy attorneys when your finances are zeroing out and your debts are rising.
Qualified Minneapolis bankruptcy attorneys can make a big difference. If you are being harassed by bill collectors, threatened with foreclosure on your home or afraid your car will be repossessed, you need the immediate help of skilled Minneapolis bankruptcy attorneys.
Contact the Minneapolis bankruptcy attorneys at Jacoby Meyers Bankruptcy Law to find out if you are eligible for Chapter 7 or Chapter 13 bankruptcy.
To find out what your options are you need the help of experienced Minneapolis bankruptcy attorneys, who analyze your finances and who fully understand the laws governing consumer debt. Not all Minnesota bankruptcy attorneys are equally experienced in both Chapter 7 and Chapter 13 bankruptcy laws. Don't gamble your future on Minnesota bankruptcy attorneys who have little experience in this field of law. When your finances are at their lowest you need the help of the nation's largest and most sophisticated consumer debt consolidation law firm - Jacoby Meyers Bankruptcy Law.
Because Chapter 13 bankruptcy has several restrictions, it is imperative that you check with one of Jacoby & Meyers' experienced Minnesota lawyers. To qualify your income must be high enough so that after you pay for your basic human needs, you are likely to have money left over to make periodic payments to the court for three to five years. Your steady income can be from a variety of sources including - a job, self-employment, wages from seasonal employment, sales commissions, pension payments, social security benefits, disability or workers' compensation benefits, welfare, child support or alimony that you receive, royalties or rents or proceeds from selling property. The income does not have to the same every month but it must be steady and likely to continue.
The total amount you pay will depend on how much you owe, the type of debts you have and your court's attitude. To determine if your disposable income is high enough to fund a Chapter 13 plan, you must create a reasonable monthly budget. If you are not proposing to repay 100% of your debts and the court, the trustee or a creditor thinks your budget is too generous -- that is, it includes expenses other than necessities -- your budget could be highly scrutinized.
You do not qualify for Chapter 13 if your secured debts exceed $922,975.00. In addition, for you to be eligible for Chapter 13, your unsecured debts cannot exceed $290,000. Most debts are unsecured, including bank credit card debts, medical and legal bills, student loans, back utility bills and department store charges.
Your Minneapolis bankruptcy lawyer can protect up to $200,000 in equity in your house.
Your Jacoby Meyers Bankruptcy Law sponsoring Minneapolis bankruptcy lawyer is an experienced professional who knows how to put state law and local rules to work for you. With the Homestead Exemption, your Minneapolis bankruptcy lawyer can not only protect a great deal of equity in your house, but he can also protect $500,000 in your land if it is used for farming.
A Jacoby Meyers Bankruptcy Law Minneapolis bankruptcy lawyer can offer many ways to protect your property
Your Jacoby Meyers Bankruptcy Law sponsoring Minneapolis bankruptcy lawyer will explain this and many other exemptions during your free consultation meeting. Your Minneapolis bankruptcy lawyer will also use this time to find out more about your situation. As a seasoned Minnesota bankruptcy lawyer, he has helped hundreds of other clients in your situation. Even if bankruptcy may not be for you, he will suggest solutions tailored to your individual situation. Don't hesitate to find out whether bankruptcy is right for you.
Here are just a few Minnesota exemptions that may apply to your bankruptcy case:
Motor Vehicle Exemption -- Your Minnesota lawyers can use this exemption to protect $3,400 in value of any one motor vehicle listed in your bankruptcy. Additionally, if your vehicle has been modified for a disabled person then you may protect up to $34,000 in its value.
Clothing, Textbooks, Bible, Family Pictures Exemption -- This exemption allows your Minnesota lawyers to protect 100% of your interest in various personal items such as your clothing and personal heirlooms.
Life Insurance Proceeds Exemption -- Under this exemption your lawyer can protect $34,000 in life insurance proceeds plus $8,500 for each dependent or surviving wife or child.
Qualified Retirement Plan Exemption -- Your lawyers can prevent creditors from touching the proceeds of your hard-earned retirement plan. They can help you exempt anything from stock bonuses, pensions, profit sharing plans and annuities as long as your savings are in a qualified retirement plan.
Tools of the Trade, Professional Books Exemption -- This is a useful exemption that is used to protect up to $8,500 of the tools you use in your profession. For example, shears, scissors and combs are the tools of a hairdresser, as are wrenches and hammers for a mechanic and carpenter.
Unemployment Compensation Benefits Exemption -- Your lawyers can protect all of your unemployment compensation from your creditors' reach. However, past due child support may still be deducted from the income of people receiving public assistance.
Workers' Compensation Exemption -- This exemption can be used to protect 100% of the compensation you receive under Minnesota workers' compensation laws.
Minneapolis bankruptcy lawyers- when experience really matters
If you are in debt and are looking for experienced Minneapolis bankruptcy lawyers - look no further than Jacoby Meyers Bankruptcy Law. The sponsoring Minneapolis bankruptcy lawyers of Jacoby Meyers Bankruptcy Law are regular fixtures in the courtrooms throughout Minnesota and the United States
Jacoby Meyers Bankruptcy Law Minneapolis bankruptcy lawyers - It's the experience and compassion that counts
Because bankruptcy is a very complex process, you must make sure that the Minneapolis bankruptcy lawyers you retain have the required knowledge of the Federal laws and an in-depth understanding of the state of Minnesota exemption regulations. Your financial future depends on the qualifications of the Minneapolis bankruptcy lawyers you hire. A poor outcome on your filing can impact you and your family for many years to come. Our Minneapolis bankruptcy lawyers keep your best interests in mind. Jacoby Meyers Bankruptcy Law is known for its high level of service and aggressive representation.
When you hire the sponsoring Minneapolis bankruptcy lawyers of Jacoby Meyers Bankruptcy Law you know that you have hired the best advocate for your financial recovery. Every sponsoring bankruptcy lawyer is extremely competent in consumer bankruptcy protection and will aggressively represent your interests to the fullest extent of the law.
At Jacoby Meyers Bankruptcy Law Minneapolis bankruptcy lawyers understand that bankruptcy is your last choice. Life is not always fair and a devastating illness, accident or job loss can cause even the most frugal individual to have trouble paying their bills. The Minneapolis bankruptcy lawyers at Jacoby Meyers Bankruptcy Law have the experience to not only help you now but to lay the groundwork for your future financial recovery. Whatever the reason for your decline in income, we can offer you an affordable remedy to save your home from foreclosure, your car from repossession and your wages from garnishment. Contact Minneapolis bankruptcy lawyers for your legal needs.
Jacoby Meyers Bankruptcy Law has offices in locations throughout the United States with attorneys answering the phones six days a week and evenings. Our Minneapolis bankruptcy lawyers can give you a free consultation and quote over the phone, plus payment options based on your individual needs. Jacoby Meyers Bankruptcy Law has helped over 40,000 clients discharge over $500,000,000 in debt. We are the nation's largest and most sophisticated consumer debt consolidation law firm. We offer low, flat rates for our services that is unmatched by any other firm in the country. At Jacoby Meyers Bankruptcy Law there are no hidden attorneys' fees. Don't hesitate to find out more for yourself today.
The lawyers at Jacoby & Meyers offer a free 24-hour information line to answer many of your questions and our state-of-the-art computer systems allow us to have your records on the computer within seconds of your phone call. Unlike many other law firms, Jacoby and Meyers offers you a choice of several different payment methods and a low flat fee that we allow you to pay through a flexible payment plan.
If you fear immediate repossession or foreclosure or are being sued, we may be able to file your case almost immediately.